Connect accounts from thousands of banks and credit unions in seconds, then budget your way — fully automatic or fully hands-on. Built for households who want to stay in sync.
Whallet's real Insights view — sample data shown
Bank Connections
Whallet links your accounts through Plaid — the same secure connection technology trusted by thousands of finance apps — so transactions start flowing in automatically, no spreadsheets required.
Chase
Bank of America
Wells Fargo
Capital One
Citibank
U.S. Bank
PNC Bank
Truist
TD Bank
Ally Bank
Discover
American Express
Navy Federal Credit Union
USAA
Charles Schwab
Chime
SoFi
+ many more
Whallet can see balances and transactions — it can never move money or make changes to your accounts.
Your credentials go straight to your bank through secure connections. Whallet never stores them.
Big national banks, regional banks, and local credit unions — no bank support ticket required.
Bank and institution names are trademarks of their respective owners. Whallet is not affiliated with, endorsed by, or sponsored by any bank or financial institution.
Your Style, Your Rules
Most budgeting apps force one style on you. Whallet lets your household choose, and switch anytime.
Transactions are categorized for you the moment they post. Watch spending trends and get insights with zero data entry.
Give every dollar a job. Fund budgets on your own schedule and move money between categories — envelope budgeting, digitized.
See It In Action
Actual screens from the app — shown here with sample data.
Budget categories, at a glance
Track income as it comes in
Insights that point out savings automatically
Features
From automatic bank imports to shared household budgets, Whallet handles it all.
Link your bank accounts and credit cards. Transactions sync automatically so you're always up to date without manual entry.
Create custom budget categories with monthly targets. See at a glance how much you've spent and what's left.
Invite your partner or family members to the same household. Everyone sees the same data, in real time.
Get notified when transactions appear, amounts change, or holds drop off — so nothing slips through the cracks.
Set a goal amount and target date on any budget, and watch the balance build up right alongside your regular budgeting.
See income vs. spending trends, top merchants, and budget vs. actual — with plain-language callouts on where to cut back.
How It Works
No spreadsheets, no imports, no complicated setup.
Sign up with your email and get started right away.
Link accounts securely with Plaid. Transactions import automatically.
Go Automatic for zero-effort tracking, or Manual to fund and control every category yourself.
Watch your spending in real time. Invite your household so everyone's aligned.
Pricing
No hidden fees. Cancel anytime.
FAQ
Still curious about something? Reach out any time.
Whallet connects through Plaid to thousands of banks and credit unions nationwide — from major national banks to small local credit unions. If your institution isn't supported, you can always add transactions manually.
Yes. Whallet never sees or stores your bank login credentials. Connections are read-only, so Whallet can view balances and transactions but can never move money or make changes to your accounts.
Automatic Mode categorizes transactions for you and surfaces spending insights with no data entry. Manual Mode gives you full control to fund and move money between budgets yourself, envelope-style. Pick either — and switch anytime.
Yes. Invite members to your household and everyone shares the same budgets, accounts, and transactions in real time.
That's fine — you can add transactions manually and budget without ever connecting a bank.